{"id":1029,"date":"2025-10-01T23:44:37","date_gmt":"2025-10-01T16:44:37","guid":{"rendered":"https:\/\/truongthanhgiang.com\/?p=1029"},"modified":"2025-10-26T23:05:39","modified_gmt":"2025-10-26T16:05:39","slug":"mot-cach-nhin-ve-repo-bat-dong-san","status":"publish","type":"post","link":"https:\/\/truongthanhgiang.com\/index.php\/2025\/10\/01\/mot-cach-nhin-ve-repo-bat-dong-san\/","title":{"rendered":"M\u1ed8T C\u00c1CH NH\u00ccN V\u1ec0 REPO B\u1ea4T \u0110\u1ed8NG S\u1ea2N"},"content":{"rendered":"\n

1. \u0110\u1eb7t v\u1ea5n \u0111\u1ec1:<\/strong><\/p>\n\n\n\n

Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, th\u1ecb tr\u01b0\u1eddng kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 nhi\u1ec1u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng \u0111a d\u1ea1ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 ngo\u00e0i khu\u00f4n kh\u1ed5 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, trong \u0111\u00f3 c\u00f3 repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n. X\u00e9t th\u1ea5y v\u1ea5n \u0111\u1ec1 c\u00e0ng tr\u1edf n\u00ean c\u1ea5p b\u00e1ch v\u00e0 c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi quan t\u00e2m, nh\u1ea5t l\u00e0 ng\u01b0\u1eddi mua h\u00e0ng h\u00f3a b\u1ea5t \u0111\u1ed9ng s\u1ea3n, v\u00ec cho r\u1eb1ng \u0111\u00e2y l\u00e0 bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean b\u00e1n; n\u00ean ch\u00fang ta c\u00f9ng t\u00ecm hi\u1ec3u, chia s\u1ebb v\u00e0 c\u00f3 nh\u1eefng ki\u1ebfn ngh\u1ecb c\u1ea7n thi\u1ebft\u2026<\/p>\n\n\n\n

2. <\/strong>Kh\u00e1i qu\u00e1t v\u1ec1 <\/strong>R<\/strong>epo <\/strong>v\u00e0 repo <\/strong>b\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/strong>:<\/strong><\/p>\n\n\n\n

T\u1eeb \u201cRepo\u201d th\u01b0\u1eddng \u0111\u01b0\u1ee3c d\u00f9ng trong c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh tr\u00ean th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, nh\u1ea5t l\u00e0 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n. Theo \u0111\u00f3, ng\u01b0\u1eddi b\u00e1n (v\u00ed d\u1ee5 l\u00e0 b\u00e1n c\u1ed5 phi\u1ebfu) v\u00ec nhu c\u1ea7u thanh kho\u1ea3n c\u00f3 th\u1ec3 c\u1ea7n s\u1ef1 h\u1ed7 tr\u1ee3 v\u1ed1n nhanh, n\u00ean c\u00f3 tho\u1ea3 thu\u1eadn b\u00e1n m\u1ed9t l\u01b0\u1ee3ng c\u1ed5 phi\u1ebfu cho ng\u01b0\u1eddi kh\u00e1c \u0111ang c\u00f3 s\u1eb5n ti\u1ec1n v\u00e0 ng\u01b0\u1eddi b\u00e1n cam k\u1ebft s\u1ebd mua l\u1ea1i s\u1ed1 c\u1ed5 phi\u1ebfu \u1ea5y trong m\u1ed9t th\u1eddi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh v\u1edbi gi\u00e1 mua l\u1ea1i sau cao h\u01a1n so v\u1edbi gi\u00e1 \u0111\u00e3 b\u00e1n ban \u0111\u1ea7u.<\/p>\n\n\n\n

V\u00ed d\u1ee5: A th\u1ef1c hi\u1ec7n giao d\u1ecbch h\u1ee3p \u0111\u1ed3ng mua l\u1ea1i b\u1eb1ng c\u00e1ch b\u00e1n tr\u00e1i phi\u1ebfu \u0111ang s\u1edf h\u1eefu cho b\u1ea1n B. Trong h\u1ee3p \u0111\u1ed3ng repo c\u00f3 ghi r\u00f5 th\u1eddi gian mua l\u1ea1i c\u0169ng nh\u01b0 gi\u00e1 c\u1ee7a tr\u00e1i phi\u1ebfu \u0111\u00f3.<\/p>\n\n\n\n

Giao d\u1ecbch Repo l\u00e0 giao d\u1ecbch trong \u0111\u00f3 m\u1ed9t b\u00ean b\u00e1n v\u00e0 chuy\u1ec3n giao quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh cho m\u1ed9t b\u00ean kh\u00e1c, \u0111\u1ed3ng th\u1eddi cam k\u1ebft s\u1ebd mua l\u1ea1i v\u00e0 nh\u1eadn l\u1ea1i quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh \u0111\u00f3 sau m\u1ed9t th\u1eddi gian x\u00e1c \u0111\u1ecbnh v\u1edbi m\u1ed9t m\u1ee9c gi\u00e1 x\u00e1c \u0111\u1ecbnh.[1]<\/a><\/p>\n\n\n\n

Giao d\u1ecbch Reverse Repo l\u00e0 giao d\u1ecbch trong \u0111\u00f3 m\u1ed9t b\u00ean mua v\u00e0 nh\u1eadn chuy\u1ec3n giao quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh t\u1eeb m\u1ed9t b\u00ean kh\u00e1c, \u0111\u1ed3ng th\u1eddi cam k\u1ebft s\u1ebd b\u00e1n l\u1ea1i v\u00e0 chuy\u1ec3n giao quy\u1ec1n s\u1edf h\u1eefu t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh \u0111\u00f3 sau m\u1ed9t th\u1eddi gian x\u00e1c \u0111\u1ecbnh v\u1edbi m\u1ed9t m\u1ee9c gi\u00e1 x\u00e1c \u0111\u1ecbnh, bao g\u1ed3m c\u1ea3 giao d\u1ecbch mua c\u00f3 k\u1ef3 h\u1ea1n c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 kh\u00e1c theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 ho\u1ea1t \u0111\u1ed9ng chi\u1ebft kh\u1ea5u c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 kh\u00e1c.[2]<\/a><\/p>\n\n\n\n

C\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng l\u00e0 gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 ghi nh\u1eadn l\u1ec7nh thanh to\u00e1n ho\u1eb7c cam k\u1ebft thanh to\u00e1n kh\u00f4ng \u0111i\u1ec1u ki\u1ec7n m\u1ed9t s\u1ed1 ti\u1ec1n x\u00e1c \u0111\u1ecbnh v\u00e0o m\u1ed9t th\u1eddi \u0111i\u1ec3m nh\u1ea5t \u0111\u1ecbnh.[3]<\/a><\/p>\n\n\n\n

Gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 l\u00e0 b\u1eb1ng ch\u1ee9ng x\u00e1c nh\u1eadn ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3 gi\u1eefa t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 v\u1edbi ng\u01b0\u1eddi s\u1edf h\u1eefu gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 trong m\u1ed9t th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh, \u0111i\u1ec1u ki\u1ec7n tr\u1ea3 l\u00e3i v\u00e0 nh\u1eefng \u0111i\u1ec1u ki\u1ec7n kh\u00e1c.[4]<\/a><\/p>\n\n\n\n

Nh\u01b0 v\u1eady, c\u00f3 th\u1ec3 x\u00e1c \u0111\u1ecbnh r\u1eb1ng, ch\u1ec9 nh\u1eefng giao d\u1ecbch theo d\u1ea1ng mua l\u1ea1i, ph\u00e1t sinh quy\u1ec1n mua l\u1ea1i hay mua l\u1ea1i \u0111\u1ea3o ng\u01b0\u1ee3c m\u00e0 c\u00f3 \u0111\u1ed1i t\u01b0\u1ee3ng giao d\u1ecbch l\u00e0 t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh (v\u00ed d\u1ee5: ti\u1ec1n m\u1eb7t, c\u1ed5 phi\u1ebfu tr\u00ean s\u00e0n, c\u00f4ng c\u1ee5 v\u1ed1n ch\u1ee7 s\u1edf h\u1eefu, quy\u1ec1n theo h\u1ee3p \u0111\u1ed3ng \u0111\u1ec3 c\u00f3 th\u1ec3 nh\u1eadn l\u1ea1i ti\u1ec1n m\u1eb7t, t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh hay trao \u0111\u1ed5i n\u1ee3\u2026) th\u00ec \u0111\u1ea5y m\u1edbi l\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c ph\u00e9p giao d\u1ecbch theo h\u00ecnh th\u1ee9c Repo.<\/p>\n\n\n\n

T\u00f3m l\u1ea1i, v\u1ec1 chuy\u00ean ng\u00e0nh, th\u00ec hi\u1ec7n nay ch\u1ec9 c\u00f3 quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng nh\u00e0 n\u01b0\u1edbc v\u1ec1 Repo.<\/p>\n\n\n\n

Repo ch\u1ec9 l\u00e0 d\u1ea1ng ph\u00e1i sinh t\u1eeb giao d\u1ecbch cho vay c\u00f3 b\u1ea3o \u0111\u1ea3m, x\u1ebfp v\u00e0o di\u1ec7n th\u1ebf ch\u1ea5p- 1 trong 9 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 (theo \u0110i\u1ec1u 292 B\u1ed9 lu\u1eadt d\u00e2n s\u1ef1 n\u0103m 2015).<\/p>\n\n\n\n

Repo B\u1ea5t \u0111\u1ed9ng s\u1ea3n<\/strong><\/p>\n\n\n\n

C\u0103n c\u1ee9 v\u00e0o quy \u0111\u1ecbnh c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng \u0111\u01b0\u1ee3c ph\u00e9p giao d\u1ecbch theo h\u00ecnh th\u1ee9c Repo v\u00e0 lu\u1eadt chuy\u00ean ng\u00e0nh Lu\u1eadt kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u0103m 2014 v\u00e0 n\u0103m 2023 (\u0111\u00e3 m\u1edf r\u1ed9ng l\u00ean 11 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng kinh doanh- t\u01b0\u01a1ng \u1ee9ng ph\u1ee5 l\u1ee5c 1 \u0111\u1ebfn 11 k\u00e8m theo c\u1ee7a Ngh\u1ecb \u0111\u1ecbnh 96\/2024) quy \u0111\u1ecbnh v\u1ec1 ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, k\u1ec3 c\u1ea3 kinh doanh d\u1ecbch v\u1ee5 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, th\u00ec \u0111\u1ec1u kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh n\u00e0o cho ph\u00e9p vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch b\u1ea5t \u0111\u1ed9ng s\u1ea3n d\u01b0\u1edbi h\u00ecnh th\u1ee9c Repo hay Reverse Repo.<\/p>\n\n\n\n

N\u1ebfu nh\u00ecn c\u00e1c giao d\u1ecbch Repo \u0111\u00e3 th\u1ef1c hi\u1ec7n trong mua b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n nh\u1eefng n\u0103m tr\u01b0\u1edbc \u0111\u00e2y v\u00e0 hi\u1ec7n nay d\u01b0\u1edbi g\u00f3c nh\u00ecn c\u1ee7a ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1 v\u1ec1 mua b\u00e1n t\u00e0i s\u1ea3n, quy\u1ec1n t\u00e0i s\u1ea3n, ch\u1ecbu r\u1ee7i ro \u0111\u1ed1i v\u1edbi t\u00e0i s\u1ea3n, chu\u1ed9c l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00e3 b\u00e1n\u2026 th\u00ec ch\u1ec9 m\u1edbi d\u1eebng l\u1ea1i \u1edf m\u1ee9c c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 \u0111\u01b0a v\u00e0o nh\u1eefng quy \u0111\u1ecbnh chung chung c\u00f3 li\u00ean quan \u0111\u1ebfn chu\u1ed9c l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00e3 b\u00e1n theo \u0110i\u1ec1u 454 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015. Ph\u00e1p lu\u1eadt d\u00e2n s\u1ef1 hi\u1ec7n h\u00e0nh c\u0169ng kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 theo ki\u1ec3u \u0111\u1ecbnh danh v\u1ec1 lo\u1ea1i h\u1ee3p \u0111\u1ed3ng n\u00e0y. T\u1ee9c l\u00e0, v\u1ec1 m\u1eb7t quan h\u1ec7 d\u00e2n s\u1ef1 th\u00ec \u0111\u01b0\u1ee3c hi\u1ec3u Repo B\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u0169ng l\u00e0 bi\u1ec7n ph\u00e1p \u0111\u1ea3m b\u1ea3o th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5, nh\u01b0ng kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n theo lu\u1eadt \u0111\u1ecbnh.<\/p>\n\n\n\n

Nh\u01b0 v\u1eady, c\u00f3 th\u1ebf nh\u1eadn \u0111\u1ecbnh r\u1eb1ng ph\u00e1p lu\u1eadt Vi\u1ec7t Nam tr\u01b0\u1edbc \u0111\u00e2y v\u00e0 hi\u1ec7n nay ch\u01b0a c\u00f3 quy \u0111\u1ecbnh c\u1ee5 th\u1ec3 hay cho ph\u00e9p \u0111\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c v\u00e0 n\u1ed9i dung giao d\u1ecbch d\u1ea1ng n\u00e0y ho\u1eb7c t\u01b0\u01a1ng t\u1ef1 ch\u01b0a \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt quy \u0111\u1ecbnh. N\u1ebfu nh\u00ecn nh\u1eadn c\u00e1c giao d\u1ecbch Repo trong mua b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n thu\u1ed9c d\u1ea1ng nh\u1eefng th\u1ecfa thu\u1eadn kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p m\u00e0 ch\u1ee7 \u0111\u1ea7u t\u01b0 v\u1eabn c\u1ed1 t\u00ecnh th\u1ef1c hi\u1ec7n th\u00ec r\u00f5 r\u00e0ng nh\u1eefng giao d\u1ecbch d\u1ea1ng n\u00e0y c\u00f3 th\u1ec3 b\u1ecb xem x\u00e9t d\u01b0\u1edbi kh\u00eda c\u1ea1nh c\u00f3 y\u1ebfu t\u1ed1 v\u1ec1 gian l\u1eadn, l\u1eeba d\u1ed1i l\u00e0 nh\u1eefng h\u00e0nh vi b\u1ecb c\u1ea5m theo \u0110i\u1ec1u 8 c\u1ee7a Lu\u1eadt Kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n\n\n\n

Tuy nhi\u00ean, tr\u00ean th\u1ef1c t\u1ebf, tr\u00ean th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 xu\u1ea5t hi\u1ec7n c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ef1c hi\u1ec7n huy \u0111\u1ed9ng v\u1ed1n qua h\u00ecnh th\u1ee9c giao d\u1ecbch Repo m\u1eb7c d\u00f9 \u0111\u00e3 \u0111\u1ebfn k\u1ef3 h\u1ea1n hay \u0111\u00e3 tr\u1ec5 h\u1ea1n, \u0111\u01b0\u1ee3c gia h\u1ea1n nhi\u1ec1u l\u1ea7n, nh\u01b0ng kh\u00f4ng mua l\u1ea1i nh\u01b0 \u0111\u00e3 cam k\u1ebft tr\u01b0\u1edbc \u0111\u00f3. S\u1ed1 l\u01b0\u1ee3ng nh\u1eefng h\u1ee3p \u0111\u1ed3ng mua b\u00e1n d\u1ea1ng Repo hi\u1ec7n c\u00f2n t\u1ed3n \u0111\u1ecdng v\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft r\u1ea5t l\u1edbn.<\/p>\n\n\n\n

3. Xem x\u00e9t <\/strong>giao d\u1ecbch th\u1ef1c t\u1ebf<\/strong>:<\/strong><\/p>\n\n\n\n

3.1<\/em>. M\u1ed9t s\u1ed1 t\u00ednh ch\u1ea5t v\u1ec1 Repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/em><\/p>\n\n\n\n

M\u1eb7c d\u00f9 tr\u1ea3i qua th\u1eddi gian d\u00e0i c\u00f3 t\u1ed3n t\u1ea1i giao d\u1ecbch d\u1ea1ng repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n; tuy nhi\u00ean, v\u1eabn ch\u01b0a th\u1ec3 c\u00f3 khung ph\u00e1p l\u00fd r\u00f5 r\u00e0ng. Do \u0111\u00e2y l\u00e0 v\u1ea5n \u0111\u1ec1 ph\u1ee9c t\u1ea1p, c\u00f3 nh\u1eefng giao d\u1ecbch ch\u1ed3ng ch\u00e9o \u0111an xen m\u00e0 \u0111\u1ed1i t\u01b0\u1ee3ng l\u1ea1i thu\u1ed9c di\u1ec7n ph\u1ea3i \u0111\u0103ng k\u00fd t\u00e0i s\u1ea3n ho\u1eb7c \u0111\u0103ng k\u00fd \u0111\u1ea3m b\u1ea3o (mua b\u00e1n, cho vay, th\u1ebf ch\u1ea5p, quy\u1ec1n ch\u1ecdn,\u2026). Hi\u1ec7n nay, c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd \u0111ang quan s\u00e1t, c\u00e2n nh\u1eafc, \u0111\u1ec3 c\u00f3 nh\u1eefng \u0111\u1ec1 xu\u1ea5t v\u1eeba khuy\u1ebfn kh\u00edch giao d\u1ecbch, v\u1eeba b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u00e1c b\u00ean, v\u1eeba \u0111\u1ea3m b\u1ea3o an to\u00e0n cho th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n\n

Ng\u01b0\u1eddi mua v\u00e0 ng\u01b0\u1eddi b\u00e1n v\u1eabn bi\u1ebft r\u1eb1ng c\u00f3 nh\u1eefng r\u1ee7i ro ti\u1ec1m t\u00e0ng; nh\u01b0ng xu\u1ea5t ph\u00e1t t\u1eeb nhu c\u1ea7u t\u1ea1o ni\u1ec1m tin ho\u1eb7c quan h\u1ec7 vay m\u01b0\u1ee3n, m\u00e0 ng\u01b0\u1eddi ta ngh\u0129 ra c\u00e1ch repo n\u00e0y.<\/p>\n\n\n\n

M\u1ed9t s\u1ed1 r\u1ee7i ro: ch\u1eb3ng h\u1ea1n, ng\u01b0\u1eddi b\u00e1n c\u00f3 th\u1ec3 m\u1ea5t quy\u1ec1n s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u1ebfu kh\u00f4ng th\u1ec3 mua l\u1ea1i theo \u0111\u00fang th\u1ecfa thu\u1eadn; ng\u01b0\u1eddi mua g\u1eb7p ph\u1ea3i th\u1ec3 bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh v\u1ec1 gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n, g\u00e2y kh\u00f3 kh\u0103n cho vi\u1ec7c \u0111\u1ecbnh gi\u00e1 v\u00e0 x\u1eed l\u00fd t\u00e0i s\u1ea3n khi ng\u01b0\u1eddi b\u00e1n kh\u00f4ng th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng; v\u1ec1 th\u1ecb tr\u01b0\u1eddng th\u00ec c\u00f3 th\u1ec3 b\u1ecb l\u1ee3i d\u1ee5ng c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u1ea7u c\u01a1, th\u1ed5i gi\u00e1, g\u00e2y b\u1ea5t \u1ed5n.<\/p>\n\n\n\n

R\u1ea5t c\u00f3 th\u1ec3, sau khi ho\u00e0n ch\u1ec9nh h\u01b0\u1edbng d\u1eabn v\u1ec1 lu\u1eadt kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, lu\u1eadt \u0111\u1ea5t \u0111ai; tr\u01b0\u1edbc h\u1ebft cho minh b\u1ea1ch th\u00f4ng tin th\u1ecb tr\u01b0\u1eddng, qu\u1ea3n l\u00fd s\u00e0n giao d\u1ecbch, b\u1ea3o v\u1ec7 ng\u01b0\u1eddi mua nh\u00e0…s\u1ebd ph\u1ed1i h\u1ee3p v\u1edbi c\u01a1 quan qu\u1ea3n l\u00fd t\u00edn d\u1ee5ng x\u00e2y d\u1ef1ng quy \u0111\u1ecbnh v\u1ec1 repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Khi \u0111\u00f3, s\u1ebd \u0111a d\u1ea1ng h\u00f3a k\u00eanh huy \u0111\u1ed9ng v\u1ed1n; c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 d\u1ec5 d\u00e0ng mua b\u00e1n, chuy\u1ec3n nh\u01b0\u1ee3ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n; gi\u1ea3m thi\u1ec3u r\u1ee7i ro, t\u0103ng c\u01b0\u1eddng ni\u1ec1m tin cho c\u00e1c b\u00ean tham gia giao d\u1ecbch. Hy v\u1ecdng trong t\u01b0\u01a1ng lai, ph\u00e1p lu\u1eadt Vi\u1ec7t Nam s\u1ebd s\u1edbm c\u00f3 quy \u0111\u1ecbnh r\u00f5 r\u00e0ng v\u1ec1 repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 lo\u1ea1i h\u00ecnh giao d\u1ecbch n\u00e0y c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n l\u00e0nh m\u1ea1nh, \u0111\u00f3ng g\u00f3p v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n\n\n\n

3.2. V\u00ed d\u1ee5<\/em><\/p>\n\n\n\n

3.2.1. Doanh nghi\u1ec7p ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u00ec nh\u1eadn th\u1ea5y m\u1ed9t s\u1ed1 \u0111\u1eb7c \u0111i\u1ec3m:<\/p>\n\n\n\n

– Do nhu c\u1ea7u huy \u0111\u1ed9ng v\u1ed1n trong th\u1eddi gian ng\u1eafn, n\u00ean Repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n ch\u1ec9 l\u00e0 m\u1ed9t giao d\u1ecbch t\u1ea1m th\u1eddi, b\u00ean b\u00e1n c\u00f3 ngh\u0129a v\u1ee5 mua l\u1ea1i b\u1ea5t \u0111\u1ed9ng s\u1ea3n sau m\u1ed9t th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh (th\u01b0\u1eddng d\u01b0\u1edbi 1 n\u0103m). Vi\u1ec7c mua l\u1ea1i b\u1ea5t \u0111\u1ed9ng s\u1ea3n kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ee5c ti\u00eau kinh doanh c\u1ee7a b\u00ean b\u00e1n, m\u00e0 m\u1ee5c \u0111\u00edch l\u00e0 \u0111\u1ec3 b\u00ean mua y\u00ean t\u00e2m th\u1ef1c hi\u1ec7n giao d\u1ecbch; l\u00e3i su\u1ea5t c\u1ee7a Repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u01b0\u1eddng \u0111\u01b0\u1ee3c t\u00ednh d\u1ef1a tr\u00ean gi\u00e1 tr\u1ecb c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 th\u1eddi gian c\u1ee7a h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n

– D\u1ea1ng th\u1ee9 2 l\u00e0 b\u00ean b\u00e1n mu\u1ed1n huy \u0111\u1ed9ng \u0111\u01b0\u1ee3c v\u1ed1n trong th\u1eddi gian ng\u1eafn, nh\u01b0ng l\u1ea1i kh\u00f4ng mu\u1ed1n ph\u1ea3i b\u00e1n \u0111\u1ee9t b\u1ea5t \u0111\u1ed9ng s\u1ea3n.<\/p>\n\n\n\n

Giao d\u1ecbch n\u00e0y th\u01b0\u1eddng th\u1ea7m l\u1eb7ng, d\u1ef1a tr\u00ean s\u1ef1 quen bi\u1ebft v\u00e0 tin t\u01b0\u1edfng nhau; \u0111\u01b0\u1ee3c ghi nh\u1eadn th\u00e0nh v\u0103n b\u1ea3n (c\u00e1c \u0111i\u1ec1u kho\u1ea3n ch\u01b0a r\u00f5 r\u00e0ng, minh b\u1ea1ch v\u00e0 \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 quy\u1ec1n v\u00e0 ngh\u0129a v\u1ee5 c\u1ee7a c\u00e1c b\u00ean, th\u1eddi gian, l\u00e3i su\u1ea5t, gi\u00e1 tr\u1ecb c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 c\u00e1c \u0111i\u1ec1u kho\u1ea3n kh\u00e1c), nh\u01b0ng kh\u00f4ng c\u00f4ng ch\u1ee9ng.<\/p>\n\n\n\n

3.2.2. Khi t\u00ecm hi\u1ec3u m\u1ed9t s\u1ed1 doanh nghi\u1ec7p kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, th\u1ea5y c\u00f3 m\u1ed9t lo\u1ea1i v\u0103n b\u1ea3n cam k\u1ebft m\u1ed9t chi\u1ec1u t\u1eeb doanh nghi\u1ec7p ch\u1ee7 \u0111\u1ea7u t\u01b0 kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, nh\u1eb1m m\u1ee5c \u0111\u00edch \u0111\u1ea3m b\u1ea3o th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5 c\u1ee7a b\u00ean b\u00e1n, \u0111\u1ec3 \u0111\u1ed1i t\u00e1c b\u00ean mua y\u00ean t\u00e2m.<\/p>\n\n\n\n

Do kh\u00f4ng c\u00f3 \u0111\u1ee7 th\u00f4ng tin, ho\u1eb7c c\u00f3 nh\u01b0ng kh\u00f4ng ch\u00ednh quy, n\u00ean gi\u1edbi h\u1ea1n ch\u1ee7 ch\u1ec9 n\u00eau s\u1ef1 vi\u1ec7c, b\u1ecf qua c\u00e1c y\u1ebfu t\u1ed1 kh\u00e1c v\u1ec1 ghi nh\u1eadn k\u1ebf to\u00e1n (t\u00e0i s\u1ea3n ho\u1eb7c n\u1ee3 ph\u1ea3i tr\u1ea3); c\u00e1c th\u1ecfa thu\u1eadn kh\u00e1c; th\u1ee7 t\u1ee5c th\u1eeba ph\u00e1t l\u1ea1i ho\u1eb7c c\u00f4ng ch\u1ee9ng \u0111\u1ec3 x\u00e1c nh\u1eadn v\u1ec1 s\u1ef1 \u0111\u1ea3m b\u1ea3o ngh\u0129a v\u1ee5 n\u00e0y.<\/p>\n\n\n\n

3.2.3. Khi l\u00e3i su\u1ea5t cho vay c\u1ee7a ng\u00e2n h\u00e0ng gi\u1ea3m xu\u1ed1ng, c\u00f4ng ty kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n s\u1ebd tung ra d\u1ecbch v\u1ee5 repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n, t\u1ee9c cho vay v\u00e0 h\u1ee9a mua l\u1ea1i, \u0111\u1ec3 cho kh\u00e1ch h\u00e0ng c\u00f3 ti\u1ec1n tr\u1ea3 n\u1ee3 c\u0169 cho ng\u00e2n h\u00e0ng (m\u00e0 tr\u01b0\u1edbc \u0111\u00f3 ph\u1ea3i vay v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t cao). B\u1ea3n ch\u1ea5t \u0111\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 bi\u1ec7n ph\u00e1p b\u1ea3o \u0111\u1ea3m, m\u00e0 thu\u1ea7n t\u00fay l\u00e0 ho\u1ea1t \u0111\u1ed9ng t\u00edn d\u1ee5ng.<\/p>\n\n\n\n

3.2.4. Khi ch\u1ee7 \u0111\u1ea7u t\u01b0 d\u1ef1 \u00e1n kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 nhu c\u1ea7u v\u1ec1 v\u1ed1n, s\u1ebd th\u1ecfa thu\u1eadn v\u1edbi b\u00ean mua v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u1ec1 \u201ccam k\u1ebft s\u1ebd mua l\u1ea1i b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u00f3 sau kho\u1ea3ng th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh v\u1edbi gi\u00e1 cao h\u01a1n gi\u00e1 b\u00e1n ban \u0111\u1ea7u\u201d. T\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng gi\u1ea3i ng\u00e2n b\u1eb1ng c\u00e1ch chuy\u1ec3n ti\u1ec1n cho ch\u1ee7 \u0111\u1ea7u t\u01b0, nh\u01b0ng b\u00ean \u0111i vay l\u1ea1i l\u00e0 kh\u00e1ch h\u00e0ng mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n. Tr\u01b0\u1eddng h\u1ee3p n\u00e0y th\u01b0\u1eddng s\u1ed1 ti\u1ec1n c\u1ee7a kho\u1ea3n vay th\u1ea5p h\u01a1n gi\u00e1 tr\u1ecb th\u1ecb tr\u01b0\u1eddng c\u1ee7a b\u1ea5t \u0111\u1ed9ng s\u1ea3n th\u1ebf ch\u1ea5p v\u00e0 k\u1ef3 h\u1ea1n h\u1ee3p \u0111\u1ed3ng repo ng\u1eafn.<\/p>\n\n\n\n

3.2.5. Khi c\u00f3 bi\u1ebfn \u0111\u1ed9ng v\u1ec1 l\u00e3i su\u1ea5t, th\u00ec nghi\u1ec7p v\u1ee5 n\u00e0y x\u1ea3y ra:<\/p>\n\n\n\n

– Giai \u0111o\u1ea1n 1: Doanh nghi\u1ec7p kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, c\u00e1 nh\u00e2n vay t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng (ch\u1eb3ng h\u1ea1n l\u00e3i su\u1ea5t t\u00edn d\u1ee5ng 15%\/n\u0103m). Trong \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng doanh nghi\u1ec7p c\u00f3 h\u1ee9a mua l\u1ea1i.<\/p>\n\n\n\n

– Giai \u0111o\u1ea1n 2: Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n b\u00e1n l\u1ea1i cho doanh nghi\u1ec7p, \u0111\u1ed3ng th\u1eddi c\u00e1 nh\u00e2n ch\u1ecbu kho\u1ea3n ph\u00ed d\u1ecbch v\u1ee5 (ch\u1eb3ng h\u1ea1n 1% tr\u00ean gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n), b\u00ean doanh nghi\u1ec7p chuy\u1ec3n ti\u1ec1n cho c\u00e1 nh\u00e2n k\u00e8m l\u00e3i su\u1ea5t (cao h\u01a1n l\u00e3i su\u1ea5t c\u1ee7a t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng), nh\u01b0ng ch\u1ec9 duy tr\u00ec trong th\u1eddi gian ng\u1eafn. M\u1ee5c \u0111\u00edch: \u0111\u1ec3 kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n kho\u1ea3n n\u1ee3 vay tr\u01b0\u1edbc \u0111\u00e2y \u1edf ng\u00e2n h\u00e0ng.<\/p>\n\n\n\n

– Giai \u0111o\u1ea1n 3: Kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n mua l\u1ea1i b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u1ee7a doanh nghi\u1ec7p \u0111\u00fang v\u1edbi gi\u00e1 \u0111\u00e3 b\u00e1n, d\u00f9ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u1ec3 th\u1ebf ch\u1ea5p kho\u1ea3n vay kh\u00e1c, v\u1edbi l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n (ch\u1eb3ng h\u1ea1n 12%\/n\u0103m).<\/p>\n\n\n\n

Nh\u01b0 v\u1eady, m\u1eb7c d\u00f9 d\u1ecbch v\u1ee5 repo t\u00ednh l\u00e3i cao h\u01a1n t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, nh\u01b0ng c\u1ed9ng c\u00e1c kho\u1ea3n ph\u00ed v\u00e0 l\u00e3i ph\u1ea3i tr\u1ea3 cho c\u00f4ng ty b\u1ea5t \u0111\u1ed9ng s\u1ea3n v\u00e0 t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng c\u0169ng th\u1ea5p h\u01a1n so v\u1edbi l\u00e3i vay theo h\u1ee3p \u0111\u1ed3ng tr\u01b0\u1edbc \u0111\u00e2y.<\/p>\n\n\n\n

3.2.6. M\u1ed9t ph\u01b0\u01a1ng th\u1ee9c kh\u00e1c, kh\u00f4ng ph\u1ea3i ph\u00e1i sinh, nh\u01b0ng li\u00ean quan \u0111\u1ebfn Repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n. \u0110\u00f3 l\u00e0 th\u1ecfa thu\u1eadn b\u00ean cung c\u1ea5p d\u1ecbch v\u1ee5 (B\u00ean A) nh\u1eadn t\u00e0i s\u1ea3n \u0111\u1ea3m b\u1ea3o (ti\u1ec1n \u0111\u1eb7t c\u1ecdc) t\u1eeb b\u00ean s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 (B\u00ean B) \u0111\u1ec3 b\u1ea3o \u0111\u1ea3m vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c cam k\u1ebft c\u1ee7a B\u00ean B.<\/p>\n\n\n\n

4. K\u1ebft lu\u1eadn:<\/strong><\/p>\n\n\n\n

Nghi\u1ec7p v\u1ee5 Repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n b\u00ean c\u1ea1nh nh\u1eefng m\u1eb7t t\u00edch c\u1ef1c khai th\u00f4ng d\u00f2ng ti\u1ec1n, linh ho\u1ea1t h\u01a1n cho kh\u00e1ch h\u00e0ng, c\u0169ng ch\u1ee9a \u0111\u1ef1ng nh\u1eefng r\u1ee7i ro v\u1ec1 t\u00e0i ch\u00ednh c\u0169ng nh\u01b0 c\u00e1c v\u1ea5n \u0111\u1ec1 ph\u00e1p l\u00fd \u0111i k\u00e8m. Th\u1ecb tr\u01b0\u1eddng b\u1ea5t \u0111\u1ed9ng s\u1ea3n Vi\u1ec7t Nam \u0111ang d\u1ea7n ph\u00e1t tri\u1ec3n v\u00e0 ti\u1ec7m c\u1eadn v\u1edbi khu v\u1ef1c, v\u00e0 Repo l\u00e0 m\u1ed9t c\u00f4ng c\u1ee5 c\u1ea7n thi\u1ebft \u0111\u1ec3 gi\u00fap cho c\u00e1c ch\u1ee7 \u0111\u1ea7u t\u01b0 c\u00f3 th\u00eam c\u01a1 h\u1ed9i ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n nh\u00e0n r\u1ed7i c\u1ee7a kh\u00e1ch h\u00e0ng.<\/p>\n\n\n\n

D\u00f9 ch\u01b0a c\u00f3 quy \u0111\u1ecbnh, nh\u01b0ng s\u1ef1 vi\u1ec7c v\u1eabn c\u1ee9 di\u1ec5n ra do nhu c\u1ea7u quan h\u1ec7 kinh t\u1ebf trong x\u00e3 h\u1ed9i, d\u1ef1a tr\u00ean s\u1ef1 th\u1ecfa thu\u1eadn d\u00e2n s\u1ef1; thi\u1ebft ngh\u0129, c\u1ea7n ban h\u00e0nh quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt \u0111\u1ec3 b\u1ea3o v\u1ec7 quy\u1ec1n v\u00e0 l\u1ee3i \u00edch h\u1ee3p ph\u00e1p c\u00e1c b\u00ean khi tham gia giao d\u1ecbch repo n\u00e0y.\/.<\/p>\n\n\n\n

T\u00c0I LI\u1ec6U THAM KH\u1ea2O<\/p>\n\n\n\n

    \n
  1. Qu\u1ed1c h\u1ed9i (2020), Lu\u1eadt doanh nghi\u1ec7p n\u0103m 2020<\/em><\/li>\n\n\n\n
  2. Qu\u1ed1c h\u1ed9i (2005), Lu\u1eadt c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng n\u0103m 2005<\/em><\/li>\n\n\n\n
  3. Th\u00f4ng t\u01b0 s\u1ed1 01\/2012\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, ban h\u00e0nh ng\u00e0y 16 th\u00e1ng 02 n\u0103m 2012.<\/li>\n\n\n\n
  4. Nguy\u1ec5n Ng\u1ecdc \u0110i\u1ec7n (2024), Gi\u00e1o tr\u00ecnh ph\u00e1p lu\u1eadt v\u1ec1 b\u1ea3o \u0111\u1ea3m th\u1ef1c hi\u1ec7n ngh\u0129a v\u1ee5<\/em>, Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc m\u1edf TPHCM,  (139-2024\/CXBIPH\/6-02\/\u0110HQGTPHCM)<\/li>\n\n\n\n
  5. Th\u00f4ng t\u01b0 s\u1ed1 41\/2016\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, ban h\u00e0nh ng\u00e0y 30\/12\/2016<\/li>\n\n\n\n
  6. Th\u00f4ng t\u01b0 s\u1ed1 22\/2023\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, ban h\u00e0nh ng\u00e0y 29 th\u00e1ng 12 n\u0103m 2023<\/li>\n<\/ol>\n\n\n\n
    \n\n\n\n

    [1]<\/a> Kho\u1ea3n 14 \u0110i\u1ec1u 2 Th\u00f4ng t\u01b0 s\u1ed1 41\/2016\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/p>\n\n\n\n

    [2]<\/a> Kho\u1ea3n 3 \u0110i\u1ec1u 1 Th\u00f4ng t\u01b0 s\u1ed1 22\/2023\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/p>\n\n\n\n

    [3]<\/a> Kho\u1ea3n 1 \u0110i\u1ec1u 4 Lu\u1eadt c\u00f4ng c\u1ee5 chuy\u1ec3n nh\u01b0\u1ee3ng n\u0103m 2005<\/p>\n\n\n\n

    [4]<\/a> Kho\u1ea3n 1 \u0110i\u1ec1u 2 Th\u00f4ng t\u01b0 s\u1ed1 01\/2012\/TT-NHNN<\/p>\n","protected":false},"excerpt":{"rendered":"

    1. \u0110\u1eb7t v\u1ea5n \u0111\u1ec1: Trong nh\u1eefng n\u0103m g\u1ea7n \u0111\u00e2y, th\u1ecb tr\u01b0\u1eddng kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n c\u00f3 nhi\u1ec1u c\u00e1ch th\u1ee9c ho\u1ea1t \u0111\u1ed9ng \u0111a d\u1ea1ng, \u0111\u1eb7c bi\u1ec7t l\u00e0 ngo\u00e0i khu\u00f4n kh\u1ed5 quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, trong \u0111\u00f3 c\u00f3 repo b\u1ea5t \u0111\u1ed9ng s\u1ea3n. X\u00e9t th\u1ea5y v\u1ea5n \u0111\u1ec1 c\u00e0ng tr\u1edf n\u00ean c\u1ea5p b\u00e1ch v\u00e0 c\u00f3 nhi\u1ec1u ng\u01b0\u1eddi […]<\/p>\n","protected":false},"author":7,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[61,60,62],"class_list":["post-1029","post","type-post","status-publish","format-standard","hentry","category-doi-song","tag-canh-bao-dau-tu-bat-dong-san","tag-repo-bat-dong-san","tag-rui-ro-phap-ly-trong-dau-tu-bat-dong-san"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/comments?post=1029"}],"version-history":[{"count":3,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1029\/revisions"}],"predecessor-version":[{"id":1170,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1029\/revisions\/1170"}],"wp:attachment":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/media?parent=1029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/categories?post=1029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/tags?post=1029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}