{"id":1049,"date":"2025-10-02T17:40:37","date_gmt":"2025-10-02T10:40:37","guid":{"rendered":"https:\/\/truongthanhgiang.com\/?p=1049"},"modified":"2025-10-26T23:05:39","modified_gmt":"2025-10-26T16:05:39","slug":"cam-bay-tu-van-ban-thoa-thuan-khi-mua-nha-du-an","status":"publish","type":"post","link":"https:\/\/truongthanhgiang.com\/index.php\/2025\/10\/02\/cam-bay-tu-van-ban-thoa-thuan-khi-mua-nha-du-an\/","title":{"rendered":"L\u01afU \u00dd V\u0102N B\u1ea2N TH\u1eceA THU\u1eacN KHI MUA NH\u00c0"},"content":{"rendered":"\n<p>\u0110\u1ec3 s\u1edf h\u1eefu m\u1ed9t c\u0103n nh\u00e0 trong m\u01a1, nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng ng\u1ea7n ng\u1ea1i \u0111\u1eb7t c\u1ecdc m\u1ed9t s\u1ed1 ti\u1ec1n l\u1edbn t\u1eeb r\u1ea5t s\u1edbm, ngay c\u1ea3 khi d\u1ef1 \u00e1n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n. Tuy nhi\u00ean, h\u00ecnh th\u1ee9c giao d\u1ecbch qua &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; v\u1edbi \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi thay v\u00ec h\u1ee3p \u0111\u1ed3ng mua b\u00e1n tr\u1ef1c ti\u1ebfp v\u1edbi ch\u1ee7 \u0111\u1ea7u t\u01b0 \u1ea9n ch\u1ee9a nhi\u1ec1u r\u1ee7i ro ph\u00e1p l\u00fd. H\u00e3y c\u00f9ng ph\u00e2n t\u00edch m\u1ed9t t\u00ecnh hu\u1ed1ng c\u1ee5 th\u1ec3.<\/p>\n\n\n\n<p><strong>1. M\u00f4 t\u1ea3 t\u00ecnh hu\u1ed1ng:<\/strong><\/p>\n\n\n\n<p>M\u1ed9t th\u1ecfa thu\u1eadn d\u1ecbch v\u1ee5 gi\u1eefa <strong>Kh\u00e1ch h\u00e0ng (B\u00ean B)<\/strong> v\u00e0 <strong>\u0110\u01a1n v\u1ecb M\u00f4i gi\u1edbi (B\u00ean A)<\/strong>, nh\u1eb1m m\u1ee5c \u0111\u00edch \u0111\u0103ng k\u00fd v\u00e0 chu\u1ea9n b\u1ecb cho vi\u1ec7c mua m\u1ed9t s\u1ea3n ph\u1ea9m b\u1ea5t \u0111\u1ed9ng s\u1ea3n trong t\u01b0\u01a1ng lai c\u1ee7a <strong>Ch\u1ee7 \u0110\u1ea7u T\u01b0<\/strong>.<\/p>\n\n\n\n<p>N\u1ed9i dung: <strong>th\u1ecfa thu\u1eadn \u0111\u1eb7t c\u1ecdc v\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n<\/strong>, r\u00e0ng bu\u1ed9c c\u00e1c b\u00ean trong qu\u00e1 tr\u00ecnh chu\u1ea9n b\u1ecb cho \u0111\u1ebfn khi Ch\u1ee7 \u0110\u1ea7u T\u01b0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n s\u1ea3n ph\u1ea9m theo quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt.<\/p>\n\n\n\n<p><strong>Quy\u1ec1n l\u1ee3i<\/strong><strong> B\u00ean A<\/strong><strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nh\u1eadn ph\u00ed d\u1ecbch v\u1ee5 do Ch\u1ee7 \u0110\u1ea7u T\u01b0 thanh to\u00e1n khi giao d\u1ecbch \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn th\u00e0nh c\u00f4ng.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c B\u00ean B \u1ee7y quy\u1ec1n thay m\u1eb7t th\u1ef1c hi\u1ec7n vi\u1ec7c \u0111\u0103ng k\u00fd, ch\u1ecdn mua B\u1ea5t \u0110\u1ed9ng S\u1ea3n v\u1edbi Ch\u1ee7 \u0110\u1ea7u T\u01b0.<\/li>\n\n\n\n<li>C\u00f3 quy\u1ec1n \u0111\u01a1n ph\u01b0\u01a1ng ch\u1ea5m d\u1ee9t th\u1ecfa thu\u1eadn v\u00e0 x\u1eed l\u00fd ti\u1ec1n \u0111\u1eb7t c\u1ecdc theo quy \u0111\u1ecbnh n\u1ebfu B\u00ean B vi ph\u1ea1m ngh\u0129a v\u1ee5 thanh to\u00e1n.<\/li>\n<\/ul>\n\n\n\n<p><strong>Tr\u00e1ch nhi\u1ec7m<\/strong><strong> A<\/strong><strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>T\u01b0 v\u1ea5n, gi\u1edbi thi\u1ec7u \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u1ec1 d\u1ef1 \u00e1n, s\u1ea3n ph\u1ea9m, ch\u00ednh s\u00e1ch gi\u00e1 v\u00e0 c\u00e1c \u01b0u \u0111\u00e3i cho B\u00ean B.<\/li>\n\n\n\n<li>H\u1ed7 tr\u1ee3 B\u00ean B tham gia \u0111\u0103ng k\u00fd ch\u1ecdn mua B\u1ea5t \u0110\u1ed9ng S\u1ea3n khi Ch\u1ee7 \u0110\u1ea7u T\u01b0 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n.<\/li>\n\n\n\n<li>\u0110\u00f4n \u0111\u1ed1c Ch\u1ee7 \u0110\u1ea7u T\u01b0 ti\u1ebfn h\u00e0nh k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng mua b\u00e1n v\u1edbi B\u00ean B.<\/li>\n\n\n\n<li>Th\u00f4ng b\u00e1o cho B\u00ean B v\u1ec1 th\u1eddi gian, \u0111\u1ecba \u0111i\u1ec3m k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng v\u1edbi Ch\u1ee7 \u0110\u1ea7u T\u01b0.<\/li>\n\n\n\n<li>Chuy\u1ec3n to\u00e0n b\u1ed9 s\u1ed1 ti\u1ec1n \u0111\u1eb7t c\u1ecdc c\u1ee7a B\u00ean B cho Ch\u1ee7 \u0110\u1ea7u T\u01b0 \u0111\u1ec3 thanh to\u00e1n cho gi\u00e1 tr\u1ecb B\u1ea5t \u0110\u1ed9ng S\u1ea3n sau khi giao d\u1ecbch \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn v\u00e0 H\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c k\u00fd k\u1ebft.<\/li>\n\n\n\n<li>Ho\u00e0n tr\u1ea3 ti\u1ec1n \u0111\u1eb7t c\u1ecdc v\u00e0 m\u1ed9t kho\u1ea3n ti\u1ec1n ph\u1ea1t t\u01b0\u01a1ng \u1ee9ng n\u1ebfu B\u00ean A \u0111\u01a1n ph\u01b0\u01a1ng ch\u1ea5m d\u1ee9t th\u1ecfa thu\u1eadn kh\u00f4ng \u0111\u00fang quy \u0111\u1ecbnh.<\/li>\n<\/ul>\n\n\n\n<p><strong>Quy\u1ec1n l\u1ee3i<\/strong><strong> <\/strong><strong>B\u00ean B:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c B\u00ean A cung c\u1ea5p \u0111\u1ea7y \u0111\u1ee7 th\u00f4ng tin v\u1ec1 d\u1ef1 \u00e1n v\u00e0 h\u1ed7 tr\u1ee3 c\u00e1c th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd mua.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o s\u1ebd k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng mua b\u00e1n v\u1edbi Ch\u1ee7 \u0110\u1ea7u T\u01b0 n\u1ebfu tu\u00e2n th\u1ee7 \u0111\u1ea7y \u0111\u1ee7 c\u00e1c ngh\u0129a v\u1ee5.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c nh\u1eadn l\u1ea1i ti\u1ec1n \u0111\u1eb7t c\u1ecdc v\u00e0 ti\u1ec1n ph\u1ea1t n\u1ebfu B\u00ean A vi ph\u1ea1m th\u1ecfa thu\u1eadn.<\/li>\n\n\n\n<li>\u0110\u01b0\u1ee3c h\u01b0\u1edfng \u01b0u \u0111\u00e3i mi\u1ec5n ph\u00ed qu\u1ea3n l\u00fd 12 th\u00e1ng sau khi nh\u1eadn b\u00e0n giao B\u1ea5t \u0110\u1ed9ng S\u1ea3n, n\u1ebfu \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.<\/li>\n<\/ul>\n\n\n\n<p><strong>Tr\u00e1ch nhi\u1ec7m<\/strong><strong> B<\/strong><strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u1eb7t c\u1ecdc cho B\u00ean A theo \u0111\u00fang ti\u1ebfn \u0111\u1ed9 c\u00e1c \u0111\u1ee3t \u0111\u00e3 th\u1ecfa thu\u1eadn.<\/li>\n\n\n\n<li>Ch\u1ecbu l\u00e3i su\u1ea5t ch\u1eadm n\u1ed9p 0,02%\/ng\u00e0y n\u1ebfu thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc kh\u00f4ng \u0111\u00fang h\u1ea1n (t\u1eeb \u0111\u1ee3t 2 tr\u1edf \u0111i).<\/li>\n\n\n\n<li>Th\u1ef1c hi\u1ec7n vi\u1ec7c k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng v\u1edbi Ch\u1ee7 \u0110\u1ea7u T\u01b0 khi c\u00f3 th\u00f4ng b\u00e1o.<\/li>\n\n\n\n<li>B\u1ea3o m\u1eadt c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn th\u1ecfa thu\u1eadn.<\/li>\n\n\n\n<li>Kh\u00f4ng \u0111\u01b0\u1ee3c h\u1ee7y ngang vi\u1ec7c \u0111\u0103ng k\u00fd mua B\u1ea5t \u0110\u1ed9ng S\u1ea3n tr\u1eeb khi c\u00f3 s\u1ef1 \u0111\u1ed3ng \u00fd c\u1ee7a B\u00ean A.<\/li>\n<\/ul>\n\n\n\n<p><strong>Quy\u1ec1n l\u1ee3i<\/strong><strong> <\/strong><strong>B\u00ean th\u1ee9 ba <\/strong><strong>(<\/strong><strong>Ch\u1ee7 \u0110\u1ea7u T\u01b0<\/strong><strong>)<\/strong><strong>:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0110\u01b0\u1ee3c B\u00ean A, v\u1edbi t\u01b0 c\u00e1ch l\u00e0 \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi \u0111\u1ed9c quy\u1ec1n, kh\u1ea3o s\u00e1t nhu c\u1ea7u v\u00e0 t\u00ecm ki\u1ebfm kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n<li>Nh\u1eadn ti\u1ec1n \u0111\u1eb7t c\u1ecdc t\u1eeb B\u00ean A (do B\u00ean B n\u1ed9p) \u0111\u1ec3 kh\u1ea5u tr\u1eeb v\u00e0o gi\u00e1 b\u00e1n B\u1ea5t \u0110\u1ed9ng S\u1ea3n.<\/li>\n\n\n\n<li>C\u00f3 quy\u1ec1n t\u1eeb ch\u1ed1i k\u00fd H\u1ee3p \u0111\u1ed3ng n\u1ebfu B\u00ean B ch\u1eadm tr\u1ec5 qu\u00e1 30 ng\u00e0y so v\u1edbi th\u00f4ng b\u00e1o.<\/li>\n<\/ul>\n\n\n\n<p><strong>Tr\u00e1ch nhi\u1ec7m<\/strong><strong> <\/strong><strong>B\u00ean th\u1ee9 ba:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cung c\u1ea5p th\u00f4ng tin d\u1ef1 \u00e1n cho B\u00ean A \u0111\u1ec3 t\u01b0 v\u1ea5n cho kh\u00e1ch h\u00e0ng.<\/li>\n\n\n\n<li>Ho\u00e0n thi\u1ec7n c\u00e1c \u0111i\u1ec1u ki\u1ec7n ph\u00e1p l\u00fd \u0111\u1ec3 c\u00f3 th\u1ec3 m\u1edf b\u00e1n v\u00e0 k\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng mua b\u00e1n B\u1ea5t \u0110\u1ed9ng S\u1ea3n v\u1edbi B\u00ean B.<\/li>\n\n\n\n<li>K\u00fd k\u1ebft H\u1ee3p \u0111\u1ed3ng mua b\u00e1n v\u1edbi B\u00ean B khi giao d\u1ecbch \u0111\u01b0\u1ee3c x\u00e1c nh\u1eadn v\u00e0 B\u00ean B \u0111\u00e3 ho\u00e0n th\u00e0nh ngh\u0129a v\u1ee5.<\/li>\n\n\n\n<li>B\u00e0n giao B\u1ea5t \u0110\u1ed9ng S\u1ea3n cho B\u00ean B, v\u00e0o th\u1eddi \u0111i\u1ec3m x\u00e1c \u0111\u1ecbnh.<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Nh\u1eadn di\u1ec7n t\u00ednh ph\u00e1p l\u00fd c\u1ee7a v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn v\u00e0 h\u1ee3p \u0111\u1ed3ng vay: Nh\u1eefng sai l\u1ea7m &#8220;ch\u1ebft ng\u01b0\u1eddi&#8221;<\/strong><\/p>\n\n\n\n<p><em>2.1. <\/em><em>&#8220;V\u0103n b\u1ea3n Th\u1ecfa thu\u1eadn&#8221; kh\u00f4ng ph\u1ea3i l\u00e0 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m h\u1ee3p l\u1ec7<\/em><\/p>\n\n\n\n<p>V\u1ec1 b\u1ea3n ch\u1ea5t: V\u0103n b\u1ea3n n\u00e0y th\u1ef1c ch\u1ea5t ch\u1ec9 l\u00e0 m\u1ed9t cam k\u1ebft h\u1ee3p t\u00e1c, th\u1ecfa thu\u1eadn cung c\u1ea5p d\u1ecbch v\u1ee5 gi\u1eefa c\u00e1c b\u00ean. N\u00f3 kh\u00f4ng ph\u1ea3i l\u00e0 &#8220;t\u00e0i s\u1ea3n&#8221; theo \u0111\u1ecbnh ngh\u0129a c\u1ee7a ph\u00e1p lu\u1eadt (bao g\u1ed3m v\u1eadt, ti\u1ec1n, gi\u1ea5y t\u1edd c\u00f3 gi\u00e1 v\u00e0 quy\u1ec1n t\u00e0i s\u1ea3n). \u0110\u00e2y ch\u1ec9 l\u00e0 m\u1ed9t d\u1ea1ng cam k\u1ebft v\u1ec1 quy\u1ec1n s\u1ebd ph\u00e1t sinh t\u1eeb m\u1ed9t h\u1ee3p \u0111\u1ed3ng trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n<p>V\u1ec1 h\u00ecnh th\u1ee9c: \u0110\u1ec3 m\u1ed9t th\u1ecfa thu\u1eadn c\u00f3 gi\u00e1 tr\u1ecb b\u1ea3o \u0111\u1ea3m, n\u00f3 ph\u1ea3i \u0111\u01b0\u1ee3c l\u1eadp th\u00e0nh h\u1ee3p \u0111\u1ed3ng th\u1ebf ch\u1ea5p ho\u1eb7c c\u1ea7m c\u1ed1, x\u00e1c \u0111\u1ecbnh r\u00f5 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m v\u00e0 quan tr\u1ecdng nh\u1ea5t l\u00e0 ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd giao d\u1ecbch b\u1ea3o \u0111\u1ea3m theo quy \u0111\u1ecbnh. &#8220;V\u0103n b\u1ea3n Th\u1ecfa thu\u1eadn&#8221; n\u00e0y kh\u00f4ng \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n tr\u00ean.<\/p>\n\n\n\n<p>H\u1ec7 qu\u1ea3: Khi B kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, ng\u00e2n h\u00e0ng kh\u00f4ng c\u00f3 quy\u1ec1n \u01b0u ti\u00ean x\u1eed l\u00fd t\u00e0i s\u1ea3n (l\u00e0 c\u0103n nh\u00e0 h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai) \u0111\u1ec3 thu h\u1ed3i n\u1ee3. Ng\u00e2n h\u00e0ng ch\u1ec9 c\u00f3 th\u1ec3 \u0111\u00f2i n\u1ee3 B nh\u01b0 m\u1ed9t ch\u1ee7 n\u1ee3 th\u00f4ng th\u01b0\u1eddng v\u00e0 ph\u1ea3i kh\u1edfi ki\u1ec7n \u0111\u1ec3 y\u00eau c\u1ea7u thi h\u00e0nh \u00e1n tr\u00ean c\u00e1c t\u00e0i s\u1ea3n kh\u00e1c (n\u1ebfu c\u00f3).<\/p>\n\n\n\n<p><em>2.2. Giao d\u1ecbch \u0111\u1eb7t c\u1ecdc qua trung gian l\u00e0 tr\u00e1i lu\u1eadt<\/em><\/p>\n\n\n\n<p>Lu\u1eadt Nh\u00e0 \u1edf s\u1ed1 65\/2014\/QH13, quy \u0111\u1ecbnh r\u1ea5t ch\u1eb7t ch\u1ebd v\u1ec1 vi\u1ec7c huy \u0111\u1ed9ng v\u1ed1n cho c\u00e1c d\u1ef1 \u00e1n b\u1ea5t \u0111\u1ed9ng s\u1ea3n h\u00ecnh th\u00e0nh trong t\u01b0\u01a1ng lai.<\/p>\n\n\n\n<p>\u0110i\u1ec1u c\u1ea5m: \u0110i\u1ec1u 69 Lu\u1eadt Nh\u00e0 \u1edf 2014 nghi\u00eam c\u1ea5m ch\u1ee7 \u0111\u1ea7u t\u01b0 \u1ee7y quy\u1ec1n cho b\u00ean th\u1ee9 ba (nh\u01b0 c\u00f4ng ty m\u00f4i gi\u1edbi) k\u00fd h\u1ee3p \u0111\u1ed3ng \u0111\u1eb7t c\u1ecdc ho\u1eb7c h\u1ee3p \u0111\u1ed3ng mua b\u00e1n nh\u00e0 \u1edf v\u1edbi kh\u00e1ch h\u00e0ng. M\u1ecdi giao d\u1ecbch ph\u1ea3i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n tr\u1ef1c ti\u1ebfp gi\u1eefa C\u0110T v\u00e0 ng\u01b0\u1eddi mua.<\/p>\n\n\n\n<p>Th\u1ef1c t\u1ebf sai ph\u1ea1m: Trong t\u00ecnh hu\u1ed1ng n\u00e0y, A \u0111\u00e3 \u0111\u1ee9ng ra nh\u1eadn ti\u1ec1n \u0111\u1eb7t c\u1ecdc c\u1ee7a B thay cho C\u0110T. \u0110\u00e2y l\u00e0 h\u00e0nh vi vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a lu\u1eadt.<\/p>\n\n\n\n<p>&#8220;V\u0103n b\u1ea3n Th\u1ecfa thu\u1eadn&#8221; c\u00f3 nguy c\u01a1 b\u1ecb T\u00f2a \u00e1n tuy\u00ean v\u00f4 hi\u1ec7u do vi ph\u1ea1m \u0111i\u1ec1u c\u1ea5m c\u1ee7a lu\u1eadt (theo \u0110i\u1ec1u 123 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1 2015). Khi th\u1ecfa thu\u1eadn v\u00f4 hi\u1ec7u, c\u00e1c b\u00ean ph\u1ea3i ho\u00e0n tr\u1ea3 cho nhau nh\u1eefng g\u00ec \u0111\u00e3 nh\u1eadn. Tuy nhi\u00ean, vi\u1ec7c \u0111\u00f2i l\u1ea1i ti\u1ec1n t\u1eeb c\u00f4ng ty m\u00f4i gi\u1edbi A c\u00f3 th\u1ec3 g\u1eb7p nhi\u1ec1u kh\u00f3 kh\u0103n, \u0111\u1eb7c bi\u1ec7t n\u1ebfu h\u1ecd \u0111\u00e3 chuy\u1ec3n ti\u1ec1n cho C\u0110T ho\u1eb7c s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch kh\u00e1c.<\/p>\n\n\n\n<p><em>2.3. R\u1ee7i ro cho t\u1ea5t c\u1ea3 c\u00e1c b\u00ean<\/em><\/p>\n\n\n\n<p>&#8211; \u0110\u1ed1i v\u1edbi ng\u01b0\u1eddi mua (B): C\u00f3 nguy c\u01a1 m\u1ea5t tr\u1eafng s\u1ed1 ti\u1ec1n \u0111\u1eb7t c\u1ecdc n\u1ebfu c\u00f4ng ty m\u00f4i gi\u1edbi ho\u1eb7c C\u0110T g\u1eb7p v\u1ea5n \u0111\u1ec1 v\u1ec1 t\u00e0i ch\u00ednh. Vi\u1ec7c kh\u1edfi ki\u1ec7n \u0111\u00f2i l\u1ea1i ti\u1ec1n s\u1ebd r\u1ea5t ph\u1ee9c t\u1ea1p v\u00e0 t\u1ed1n k\u00e9m.<\/p>\n\n\n\n<p>&#8211; \u0110\u1ed1i v\u1edbi ng\u00e2n h\u00e0ng: Gi\u1ea3i ng\u00e2n d\u1ef1a tr\u00ean m\u1ed9t th\u1ecfa thu\u1eadn kh\u00f4ng h\u1ee3p l\u1ec7 l\u00e0 m\u1ed9t sai s\u00f3t nghi\u1ec7p v\u1ee5 nghi\u00eam tr\u1ecdng. Ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 \u0111\u1ed1i m\u1eb7t v\u1edbi nguy c\u01a1 n\u1ee3 x\u1ea5u kh\u00f4ng c\u00f3 t\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m \u0111\u1ec3 x\u1eed l\u00fd m\u00e0 c\u00f2n c\u00f3 th\u1ec3 b\u1ecb xem l\u00e0 gi\u1ea3i ng\u00e2n sai m\u1ee5c \u0111\u00edch (b\u1ecb thanh tra, x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh).<\/p>\n\n\n\n<p>&#8211; \u0110\u1ed1i v\u1edbi \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi (A): Nh\u1eadn ti\u1ec1n \u0111\u1eb7t c\u1ecdc thay C\u0110T l\u00e0 h\u00e0nh vi vi ph\u1ea1m ph\u00e1p lu\u1eadt kinh doanh b\u1ea5t \u0111\u1ed9ng s\u1ea3n, c\u00f3 th\u1ec3 b\u1ecb x\u1eed ph\u1ea1t h\u00e0nh ch\u00ednh, th\u1eadm ch\u00ed truy c\u1ee9u tr\u00e1ch nhi\u1ec7m h\u00ecnh s\u1ef1 n\u1ebfu c\u00f3 y\u1ebfu t\u1ed1 l\u1eeba \u0111\u1ea3o, chi\u1ebfm \u0111o\u1ea1t.<\/p>\n\n\n\n<p><strong>3. Ph\u00e2n t\u00edch v\u1ec1 t\u1ed1 t\u1ee5ng<\/strong><\/p>\n\n\n\n<p>V\u0103n B\u1ea3n Th\u1ecfa Thu\u1eadn quy \u0111\u1ecbnh r\u1eb1ng tranh ch\u1ea5p s\u1ebd \u0111\u01b0\u1ee3c gi\u1ea3i quy\u1ebft b\u1eb1ng tr\u1ecdng t\u00e0i t\u1ea1i Trung t\u00e2m Tr\u1ecdng t\u00e0i Qu\u1ed1c t\u1ebf Vi\u1ec7t Nam. \u0110i\u1ec1u 6 Lu\u1eadt Tr\u1ecdng t\u00e0i th\u01b0\u01a1ng m\u1ea1i 2010: N\u1ebfu c\u00e1c b\u00ean \u0111\u00e3 c\u00f3 th\u1ecfa thu\u1eadn tr\u1ecdng t\u00e0i h\u1ee3p l\u1ec7, th\u00ec T\u00f2a \u00e1n ph\u1ea3i t\u1eeb ch\u1ed1i th\u1ee5 l\u00fd, tr\u1eeb tr\u01b0\u1eddng h\u1ee3p th\u1ecfa thu\u1eadn tr\u1ecdng t\u00e0i v\u00f4 hi\u1ec7u ho\u1eb7c kh\u00f4ng th\u1ec3 th\u1ef1c hi\u1ec7n \u0111\u01b0\u1ee3c. Nh\u01b0 v\u1eady, th\u1ecfa thu\u1eadn \u201cgi\u1ea3i quy\u1ebft tranh ch\u1ea5p b\u1eb1ng tr\u1ecdng t\u00e0i\u201d l\u00e0 r\u00e0ng bu\u1ed9c ph\u00e1p l\u00fd, lo\u1ea1i tr\u1eeb th\u1ea9m quy\u1ec1n c\u1ee7a T\u00f2a \u00e1n (nguy\u00ean t\u1eafc \u0111\u1ed9c quy\u1ec1n).<\/p>\n\n\n\n<p>Tuy nhi\u00ean, x\u00e1c \u0111\u1ecbnh t\u00e0i s\u1ea3n n\u00e0y thu\u1ed9c di\u1ec7n <strong>mua ti\u00eau d\u00f9ng<\/strong>. B\u1edfi v\u00ec m\u1ee5c \u0111\u00edch vay v\u1ed1n l\u00e0 \u0111\u1ec3 thanh to\u00e1n ti\u1ec1n \u0111\u1eb7t c\u1ecdc mua Nh\u00e0 ph\u1ed1. Vi\u1ec7c mua Nh\u00e0 ph\u1ed1 l\u00e0 nh\u1eb1m ph\u1ee5c v\u1ee5 m\u1ee5c \u0111\u00edch \u0111\u1ec3 \u1edf ho\u1eb7c ngh\u1ec9 d\u01b0\u1ee1ng c\u1ee7a c\u00e1 nh\u00e2n v\u00e0 gia \u0111\u00ecnh, \u0111\u00e2y l\u00e0 m\u1ed9t nhu c\u1ea7u ti\u00eau d\u00f9ng. B\u00ean vay l\u00e0 c\u00e1 nh\u00e2n, kh\u00f4ng ph\u1ea3i l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c hay doanh nghi\u1ec7p vay v\u1ed1n \u0111\u1ec3 kinh doanh. To\u00e0n b\u1ed9 n\u1ed9i dung h\u1ee3p \u0111\u1ed3ng kh\u00f4ng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn vi\u1ec7c s\u1eed d\u1ee5ng b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u00e0y cho c\u00e1c m\u1ee5c \u0111\u00edch sinh l\u1eddi nh\u01b0 cho thu\u00ea, l\u00e0m v\u0103n ph\u00f2ng, hay c\u00e1c ho\u1ea1t \u0111\u1ed9ng kinh doanh kh\u00e1c.<\/p>\n\n\n\n<p>V\u00ec v\u1eady, kho\u1ea3n vay n\u00e0y \u0111\u01b0\u1ee3c xem l\u00e0 kho\u1ea3n vay ti\u00eau d\u00f9ng \u0111\u1ec3 mua b\u1ea5t \u0111\u1ed9ng s\u1ea3n ph\u1ee5c v\u1ee5 \u0111\u1eddi s\u1ed1ng, kh\u00f4ng ph\u1ea3i l\u00e0 vay \u0111\u1ec3 \u0111\u1ea7u t\u01b0 kinh doanh. Do \u0111\u00f3, m\u1ed1i quan h\u1ec7 n\u00e0y \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh b\u1edfi Lu\u1eadt B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng.<\/p>\n\n\n\n<p>Lu\u1eadt B\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i ng\u01b0\u1eddi ti\u00eau d\u00f9ng c\u1ee7a Vi\u1ec7t Nam (c\u1ea3 phi\u00ean b\u1ea3n n\u0103m 2010 v\u00e0 2023) \u0111\u1ec1u ch\u1ee9a \u0111\u1ef1ng nh\u1eefng quy \u0111\u1ecbnh \u0111\u1eb7c th\u00f9 \u0111\u1ec3 b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng trong c\u00e1c h\u1ee3p \u0111\u1ed3ng k\u00fd k\u1ebft v\u1edbi t\u1ed5 ch\u1ee9c, c\u00e1 nh\u00e2n kinh doanh. M\u1ed9t trong nh\u1eefng quy\u1ec1n quan tr\u1ecdng nh\u1ea5t \u0111\u01b0\u1ee3c ph\u00e1p lu\u1eadt c\u00f4ng nh\u1eadn l\u00e0 quy\u1ec1n \u0111\u01b0\u1ee3c l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c gi\u1ea3i quy\u1ebft tranh ch\u1ea5p.<\/p>\n\n\n\n<p>Theo \u0111\u00f3, ngay c\u1ea3 khi h\u1ee3p \u0111\u1ed3ng theo m\u1eabu ho\u1eb7c \u0111i\u1ec1u ki\u1ec7n giao d\u1ecbch chung c\u00f3 \u0111i\u1ec1u kho\u1ea3n l\u1ef1a ch\u1ecdn tr\u1ecdng t\u00e0i, ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1eabn kh\u00f4ng b\u1ecb t\u01b0\u1edbc \u0111i quy\u1ec1n kh\u1edfi ki\u1ec7n t\u1ea1i T\u00f2a \u00e1n. \u0110i\u1ec1u kho\u1ea3n tr\u1ecdng t\u00e0i trong h\u1ee3p \u0111\u1ed3ng v\u1edbi ng\u01b0\u1eddi ti\u00eau d\u00f9ng s\u1ebd ch\u1ec9 c\u00f3 hi\u1ec7u l\u1ef1c khi ng\u01b0\u1eddi ti\u00eau d\u00f9ng ch\u1ee7 \u0111\u1ed9ng \u0111\u1ed3ng \u00fd l\u1ef1a ch\u1ecdn ph\u01b0\u01a1ng th\u1ee9c n\u00e0y <em>sau khi<\/em> tranh ch\u1ea5p \u0111\u00e3 ph\u00e1t sinh. T\u1ed5 ch\u1ee9c kinh doanh (B\u00ean A) kh\u00f4ng th\u1ec3 \u00e9p bu\u1ed9c ng\u01b0\u1eddi ti\u00eau d\u00f9ng (B\u00ean B) ph\u1ea3i tu\u00e2n th\u1ee7 \u0111i\u1ec1u kho\u1ea3n tr\u1ecdng t\u00e0i \u0111\u00e3 \u0111\u01b0\u1ee3c so\u1ea1n s\u1eb5n trong h\u1ee3p \u0111\u1ed3ng.<\/p>\n\n\n\n<p>Do \u0111\u00f3, d\u00f9 B\u00ean A v\u00e0 B\u00ean B \u0111\u00e3 k\u00fd v\u00e0o m\u1ed9t v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn c\u00f3 \u0111i\u1ec1u kho\u1ea3n tr\u1ecdng t\u00e0i, nh\u01b0ng v\u00ec \u0111\u00e2y l\u00e0 giao d\u1ecbch ti\u00eau d\u00f9ng, B\u00ean B v\u1edbi t\u01b0 c\u00e1ch l\u00e0 ng\u01b0\u1eddi ti\u00eau d\u00f9ng v\u1eabn c\u00f3 to\u00e0n quy\u1ec1n l\u1ef1a ch\u1ecdn kh\u1edfi ki\u1ec7n B\u00ean A ra T\u00f2a \u00e1n c\u00f3 th\u1ea9m quy\u1ec1n \u0111\u1ec3 gi\u1ea3i quy\u1ebft. Trong tr\u01b0\u1eddng h\u1ee3p n\u00e0y, \u0111i\u1ec1u kho\u1ea3n tr\u1ecdng t\u00e0i s\u1ebd kh\u00f4ng r\u00e0ng bu\u1ed9c n\u1ebfu B\u00ean B kh\u00f4ng l\u1ef1a ch\u1ecdn n\u00f3.\/.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u1ec3 s\u1edf h\u1eefu m\u1ed9t c\u0103n nh\u00e0 trong m\u01a1, nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng ng\u1ea7n ng\u1ea1i \u0111\u1eb7t c\u1ecdc m\u1ed9t s\u1ed1 ti\u1ec1n l\u1edbn t\u1eeb r\u1ea5t s\u1edbm, ngay c\u1ea3 khi d\u1ef1 \u00e1n ch\u01b0a \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n m\u1edf b\u00e1n. Tuy nhi\u00ean, h\u00ecnh th\u1ee9c giao d\u1ecbch qua &#8220;v\u0103n b\u1ea3n th\u1ecfa thu\u1eadn&#8221; v\u1edbi \u0111\u01a1n v\u1ecb m\u00f4i gi\u1edbi thay v\u00ec h\u1ee3p \u0111\u1ed3ng mua b\u00e1n [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":1051,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[4],"tags":[76,75,65,77,74],"class_list":["post-1049","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-doi-song","tag-dat-coc","tag-mua-nha-du-an","tag-phap-ly-bat-dong-san","tag-rui-ro-nha-dat","tag-van-ban-thoa-thuan"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/comments?post=1049"}],"version-history":[{"count":2,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1049\/revisions"}],"predecessor-version":[{"id":1165,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/posts\/1049\/revisions\/1165"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/media\/1051"}],"wp:attachment":[{"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/media?parent=1049"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/categories?post=1049"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/truongthanhgiang.com\/index.php\/wp-json\/wp\/v2\/tags?post=1049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}